Cartão de Crédito ‑ Asaas vs Synchrony On‑Site Messagingfor Shopify (2026)
Cartão de Crédito ‑ Asaas and Synchrony On‑Site Messaging both fall under the 'Payments' category on Shopify, but they cater to distinctly different merchant needs. Cartão de Crédito ‑ Asaas focuses on providing a comprehensive payment solution for Brazilian merchants, offering credit card processing (including installment options), Pix, and Boleto payments. It also emphasizes features like revenue anticipation, invoicing, and a digital bank account, all within the Brazilian financial ecosystem. It targets merchants seeking a complete payment solution with local Brazilian payment methods. Synchrony On‑Site Messaging, on the other hand, is geared toward merchants aiming to increase sales by offering financing options to their customers. It integrates financing products like private label credit cards, Pay in 4, and Pay Monthly loans directly into the shopping experience. This app specifically targets merchants looking to boost average order value and conversion rates by providing customers with more flexible payment options. It's less about a comprehensive payment gateway and more about embedded financing at the point of purchase. The key difference lies in their approach: Asaas is a comprehensive payment gateway for Brazilian merchants, while Synchrony focuses on embedded consumer financing to drive sales.
At a Glance
Cartão de Crédito ‑ Asaas
0 reviews
Synchrony On‑Site Messaging
1 reviews
Detailed Overview
Cartão de Crédito ‑ Asaas
Venda no cartão de crédito à vista ou parcelado e garanta segurança e rapidez nas suas transações!
Key Features
- Antecipe o recebimento das suas vendas com taxas mínimas.
- Emita nota fiscal para todas as suas cobranças.
- Ofereça também Pix e Boleto utilizando nossos outros Apps de Pagamento Shopify.
- Tenha todas as vantagens da Conta digital sem mensalidade.
- Suporte técnico especializado todos os dias.
Synchrony On‑Site Messaging
Seamlessly integrate financing options to help increase sales and maximize purchasing power.
Key Features
- Our options include private label credit cards, pay monthly and pay-in-4 loans
- Easy integration with onboarding that guides to start selling quickly
- Customers can see if they prequalify without impacting their credit score
- Troubleshooting guides and approved marketing assets to help attract customers
- Help drive conversion by allowing customers to pay over time
Feature Comparison
| Rating | 0/5 | 4/5 |
Rating Cartão de Crédito ‑ Asaas0/5 Synchrony On‑Site Messaging4/5 | ||
| Reviews | 0 | 1 |
Reviews Cartão de Crédito ‑ Asaas0 Synchrony On‑Site Messaging1 | ||
| Target Market | Brazilian Merchants | Merchants seeking to offer customer financing |
Target Market Cartão de Crédito ‑ AsaasBrazilian Merchants Synchrony On‑Site MessagingMerchants seeking to offer customer financing | ||
| Core Functionality | Payment Gateway (Credit Card, Pix, Boleto) | On-Site Financing Messaging & Solutions |
Core Functionality Cartão de Crédito ‑ AsaasPayment Gateway (Credit Card, Pix, Boleto) Synchrony On‑Site MessagingOn-Site Financing Messaging & Solutions | ||
| Key Features | Revenue Anticipation, Invoicing, Digital Account | Private Label Credit Cards, Pay Monthly, Pay-in-4 Loans, Prequalification Check |
Key Features Cartão de Crédito ‑ AsaasRevenue Anticipation, Invoicing, Digital Account Synchrony On‑Site MessagingPrivate Label Credit Cards, Pay Monthly, Pay-in-4 Loans, Prequalification Check | ||
| Ease of Use (Implied) | Claims quick & simple integration | Claims easy integration with onboarding guide |
Ease of Use (Implied) Cartão de Crédito ‑ AsaasClaims quick & simple integration Synchrony On‑Site MessagingClaims easy integration with onboarding guide | ||
| Value Proposition | Comprehensive Brazilian payment solution | Increased sales through financing options |
Value Proposition Cartão de Crédito ‑ AsaasComprehensive Brazilian payment solution Synchrony On‑Site MessagingIncreased sales through financing options | ||
| Geographic limitations | Brazil | Not specified, implies availability where Synchrony operates |
Geographic limitations Cartão de Crédito ‑ AsaasBrazil Synchrony On‑Site MessagingNot specified, implies availability where Synchrony operates | ||
Our Verdict
For merchants operating in Brazil and needing a full-fledged payment gateway that accepts credit cards (including installments), Pix, and Boleto, along with features like revenue anticipation and invoicing, Cartão de Crédito ‑ Asaas is the more suitable option. However, the lack of reviews is a significant concern.
If the primary goal is to boost sales by offering flexible financing options to customers at the point of purchase (such as Pay in 4 or monthly payment plans), and the merchant is operating in a region supported by Synchrony, then Synchrony On‑Site Messaging is the better choice. The integration of financing options can increase purchasing power and drive conversion rates. The higher rating and one review, while limited, offer slightly more confidence.
Common Questions
Which app is better for Brazilian merchants needing to accept credit cards?
Cartão de Crédito ‑ Asaas appears to be the better fit due to its focus on the Brazilian market and support for local payment methods like Pix and Boleto, along with credit card installment options. However, the lack of reviews needs to be taken into account.
Which app is more suitable for merchants wanting to offer financing options to customers?
Synchrony On‑Site Messaging is designed specifically for this purpose, offering integration with private label credit cards, Pay Monthly, and Pay-in-4 loan options. It helps customers afford larger purchases by spreading the cost over time.
Does Cartão de Crédito ‑ Asaas offer financing options?
It provides credit card processing, including installment payments, and also offers revenue anticipation. While it facilitates payments over time, it doesn't explicitly offer financing products like Synchrony's Pay in 4 or Pay Monthly loans.
Is either app easy to integrate with Shopify?
Both apps claim to offer easy integration. Cartão de Crédito ‑ Asaas emphasizes a quick and simple integration, while Synchrony On‑Site Messaging mentions an onboarding guide to help merchants get started quickly. However, real user reviews would provide more insight.
Which app has more user trust based on current ratings and reviews?
Synchrony On‑Site Messaging has a slightly higher level of user trust, with a rating of 4/5 based on one review, compared to Cartão de Crédito ‑ Asaas, which has a rating of 0/5 with no reviews. However, both review counts are extremely low, requiring careful consideration before trusting either app fully.
Get More From Your Shopify Store
Run audits for SEO, CRO, PageSpeed, and AI visibility. Get a clear report and actionable fixes.
Try Fix My Store