Cashfree BNPL Plus vs Credit Key B2B BNPL Messagingfor Shopify (2026)
Both Cashfree BNPL Plus and Credit Key B2B BNPL Messaging aim to boost sales by offering Buy Now, Pay Later (BNPL) options. However, they target distinct audiences and operate differently. Cashfree BNPL Plus is designed for general e-commerce merchants, particularly those already using Cashfree Payments. It focuses on showcasing EMI and Pay Later options directly on product pages to reduce drop-offs and increase average order value. The key strength of Cashfree BNPL Plus lies in its ease of implementation through a no-code solution, assuming integration with Cashfree Payments. Credit Key B2B BNPL Messaging, conversely, is specifically tailored for US-based B2B merchants. Credit Key focuses on enabling Net 30 and extended payment terms, addressing the financing needs of businesses purchasing from other businesses. Credit Key's strength is in providing instant credit decisions and flexible payment terms specifically for B2B transactions. Both apps claim to be user-friendly and offer a smooth checkout experience. The choice between the two hinges on the specific needs of the merchant: B2C sellers integrated with Cashfree Payments will find Cashfree BNPL Plus more suitable, while B2B merchants in the US seeking flexible lending options will likely prefer Credit Key.
At a Glance
Cashfree BNPL Plus
1 reviews
Credit Key B2B BNPL Messaging
1 reviews
Detailed Overview
Cashfree BNPL Plus
Become the preferred online shopping site - provide extreme convenience to your customers
Key Features
- Intelligently displays the best offers or EMIs on product page
- Supported after Cashfree Payments app is installed and activated
- No coding effort, just add Cashfree’s BNPL Plus from Shopify app store
Credit Key B2B BNPL Messaging
Let your customers know they can BNPL – before they reach checkout.
Key Features
- Instant credit decisions for flexible terms that reduce cart abandonment
- Drive conversions with a seamless checkout experience
- Get up and running ASAP with an easy integration and implementation
- The flexibility to manage business purchases over time and handle costs later
Feature Comparison
| Rating | 5/5 | 5/5 |
Rating Cashfree BNPL Plus5/5 Credit Key B2B BNPL Messaging5/5 | ||
| Reviews | 1 | 1 |
Reviews Cashfree BNPL Plus1 Credit Key B2B BNPL Messaging1 | ||
| Target Audience | General e-commerce (B2C) | B2B merchants in the US |
Target Audience Cashfree BNPL PlusGeneral e-commerce (B2C) Credit Key B2B BNPL MessagingB2B merchants in the US | ||
| Payment Options | EMIs, Pay Later, Discounts, Cashbacks | Net 30, Extended Payment Terms |
Payment Options Cashfree BNPL PlusEMIs, Pay Later, Discounts, Cashbacks Credit Key B2B BNPL MessagingNet 30, Extended Payment Terms | ||
| Integration Requirement | Requires Cashfree Payments app | Requires contacting Credit Key team |
Integration Requirement Cashfree BNPL PlusRequires Cashfree Payments app Credit Key B2B BNPL MessagingRequires contacting Credit Key team | ||
| Ease of Use | No-code implementation | Easy integration and implementation |
Ease of Use Cashfree BNPL PlusNo-code implementation Credit Key B2B BNPL MessagingEasy integration and implementation | ||
| Key Benefit | Reduce drop-offs, increase AOV by showcasing offers upfront | Maximize conversions, reduce cart abandonment, drive higher order values |
Key Benefit Cashfree BNPL PlusReduce drop-offs, increase AOV by showcasing offers upfront Credit Key B2B BNPL MessagingMaximize conversions, reduce cart abandonment, drive higher order values | ||
| Geographic limitation | None stated | US only |
Geographic limitation Cashfree BNPL PlusNone stated Credit Key B2B BNPL MessagingUS only | ||
Our Verdict
The ideal choice depends heavily on the business model. If you're a B2C merchant already using Cashfree Payments and looking to offer flexible payment options like EMIs and discounts to individual customers, Cashfree BNPL Plus is the more straightforward choice. Its no-code implementation makes it quick to set up. However, if your business caters to other businesses within the US and you need to offer Net 30 or extended payment terms, Credit Key B2B BNPL Messaging is the clear winner. Credit Key's specialization in B2B financing, along with its instant credit decisions, cater to the specific needs of business-to-business transactions.
Common Questions
Does Cashfree BNPL Plus work with payment gateways other than Cashfree Payments?
The description explicitly states that it is supported after the Cashfree Payments app is installed and activated, suggesting it's required.
Is Credit Key B2B BNPL Messaging available for merchants outside the US?
The description mentions that Credit Key partners with US merchants, implying it is currently only available in the US.
What kind of onboarding process does Credit Key B2B BNPL Messaging require?
The description says to reach out to their team to get started, implying a more involved onboarding process than Cashfree's no-code setup. It likely involves an approval process for the merchant to offer the BNPL service.
Can I use both apps simultaneously?
It's unlikely beneficial to use both simultaneously, as they target fundamentally different customer segments (B2C vs. B2B) and payment preferences. Using both might confuse customers.
Which app is easier to set up?
Cashfree BNPL Plus appears easier to set up initially, given its 'no-code' claim. Credit Key requires contacting their team, suggesting a more involved setup process.
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