Koin Cashback & Store Credit vs Scala Parcelamento Installmentfor Shopify (2026)
Koin Cashback & Store Credit and Scala Parcelamento Installment are Shopify apps that, while both listed under the 'Payments' category, address fundamentally different aspects of customer transactions. Koin focuses on post-purchase engagement and customer retention through cashback and store credit reward programs. It provides tools for issuing store credit, automating rewards based on customer actions, and managing these programs effectively. Its strength lies in building customer loyalty and increasing repeat purchases. Scala Parcelamento Installment, conversely, aims to improve conversion rates by clearly displaying BNPL (Buy Now Pay Later) installment options to customers during the purchase process. This app simplifies the process of showcasing available installment plans from payment processors like Klarna or PayPal, making it easier for customers to understand payment options and potentially increasing AOV. The primary difference lies in their goals: Koin aims to boost retention *after* the initial purchase by rewarding customers, while Scala Parcelamento Installment aims to increase conversion rates *during* the purchase by clarifying payment flexibility. Koin targets merchants looking to build long-term customer relationships and loyalty programs, particularly those with D2C or Shopify Plus B2B models. Scala Parcelamento Installment targets any merchant using BNPL services who wants to make installment options more visible and attractive to potential customers, thereby potentially reducing cart abandonment rates.
At a Glance
Koin Cashback & Store Credit
57 reviews
Scala Parcelamento Installment
86 reviews
Detailed Overview
Koin Cashback & Store Credit
Use native Store Credit to set cashback and rewards for any customer action that drives retention.
Key Features
- Set cashback rates by product/order, for D2C customers or B2B company locations
- Automate with pre-built Shopify Flow templates or create your own
- Bulk or single edit (credit/debit) store credit from customer accounts
- Promote rewards with widgets and send automated emails for store credit issuance
- Track and manage store credit effortlessly with intuitive dashboard
Scala Parcelamento Installment
Show your payment processor installments/parcelamento options below all prices in your store pages
Key Features
- Preview how your store will look like before saving modifications.
- Optimized for speed and increased conversion rate. Increases your AOV
- Compatible with all themes, automatically calculates the display position.
- Compatible with 135 currencies (USD, EUR, AUD, NZD, GBP, etc..)
- Keeps your theme files intact (it can only read and not change them)
Feature Comparison
| Rating | 5/5 | 4.9/5 |
Rating Koin Cashback & Store Credit5/5 Scala Parcelamento Installment4.9/5 | ||
| Reviews | 57 | 86 |
Reviews Koin Cashback & Store Credit57 Scala Parcelamento Installment86 | ||
| Primary Function | Customer Retention via Cashback/Store Credit | Increase Conversion via BNPL Installment Display |
Primary Function Koin Cashback & Store CreditCustomer Retention via Cashback/Store Credit Scala Parcelamento InstallmentIncrease Conversion via BNPL Installment Display | ||
| Target Merchant | Merchants seeking loyalty programs, D2C/B2B models | Merchants using BNPL, seeking higher AOV |
Target Merchant Koin Cashback & Store CreditMerchants seeking loyalty programs, D2C/B2B models Scala Parcelamento InstallmentMerchants using BNPL, seeking higher AOV | ||
| Key Feature 1 | Automated Store Credit Issuance | Automatic Installment Display |
Key Feature 1 Koin Cashback & Store CreditAutomated Store Credit Issuance Scala Parcelamento InstallmentAutomatic Installment Display | ||
| Key Feature 2 | Shopify Flow Integration | Theme Editor Preview |
Key Feature 2 Koin Cashback & Store CreditShopify Flow Integration Scala Parcelamento InstallmentTheme Editor Preview | ||
| Key Feature 3 | Bulk Store Credit Management | Currency Compatibility (135+) |
Key Feature 3 Koin Cashback & Store CreditBulk Store Credit Management Scala Parcelamento InstallmentCurrency Compatibility (135+) | ||
| Value Proposition | Increased customer lifetime value | Increased conversion rate & AOV |
Value Proposition Koin Cashback & Store CreditIncreased customer lifetime value Scala Parcelamento InstallmentIncreased conversion rate & AOV | ||
Our Verdict
The choice between Koin Cashback & Store Credit and Scala Parcelamento Installment depends heavily on the merchant's primary objective. If the goal is to foster customer loyalty, increase repeat purchases, and establish long-term relationships, especially within a D2C or B2B Shopify Plus environment, Koin is the superior choice. Its focus on store credit, automation, and integration with Shopify Flow makes it a powerful tool for retention-focused marketing.
On the other hand, if the priority is to improve conversion rates and increase average order value by showcasing BNPL installment options, Scala Parcelamento Installment is the better option. Its ease of use, theme compatibility, and focus on clear payment information make it ideal for merchants looking to optimize their checkout process. Scala Parcelamento is a strong recommend for merchants who already leverage BNPL payment options but are not adequately showcasing them to their customers.
Common Questions
Does Koin process payments?
No, Koin does not process payments. It issues store credit as a reward, which can be used towards future purchases.
Does Scala Parcelamento Installment process transactions?
No, Scala Parcelamento Installment does NOT process transactions. It simply displays the installment options offered by your payment processor.
Can I use Koin and Scala Parcelamento Installment together?
Yes, these apps can be used concurrently. Scala Parcelamento Installment can help convert sales with visible payment options, and Koin can reward those customers with store credit to encourage future purchases.
Is Koin difficult to set up?
Based on its features and description, Koin appears to be relatively easy to set up, especially with pre-built Shopify Flow templates. However, the complexity may increase with custom automation requirements.
What if my payment processor isn't directly compatible with Scala Parcelamento?
Scala Parcelamento advertises compatibility with several popular BNPL services. While the app supports many currencies, it's important to verify that your specific payment processor's installment plans are accurately displayed and supported by the app.
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