Koin Cashback & Store Credit vs WeGetFinancing Messagingfor Shopify (2026)
Koin Cashback & Store Credit and WeGetFinancing Messaging both aim to boost sales but employ drastically different strategies. Koin focuses on customer retention and loyalty through cashback and rewards, using native Shopify store credit. It positions itself as both a goodwill gesture and a marketing tool, targeting merchants seeking to increase repeat purchases and improve profit margins. WeGetFinancing Messaging, on the other hand, focuses on converting sales by offering customers instant access to financing options from multiple lenders directly on the product page. It aims to increase conversion rates and average order values by providing transparency around payment options and affordability.
At a Glance
Koin Cashback & Store Credit
57 reviews
WeGetFinancing Messaging
1 reviews
Detailed Overview
Koin Cashback & Store Credit
Use native Store Credit to set cashback and rewards for any customer action that drives retention.
Key Features
- Set cashback rates by product/order, for D2C customers or B2B company locations
- Automate with pre-built Shopify Flow templates or create your own
- Bulk or single edit (credit/debit) store credit from customer accounts
- Promote rewards with widgets and send automated emails for store credit issuance
- Track and manage store credit effortlessly with intuitive dashboard
WeGetFinancing Messaging
Convert more sales with INSTANT credit from multiple lenders
Key Features
- Communicate the right financing message at the product.
- WeGetFinancing supports the broadest range of cart sizes and verticals.
- Give your customers a full-suite, full-credit spectrum of lenders.
- Simplify the checkout process.
Feature Comparison
| Rating | 5/5 | 5/5 |
Rating Koin Cashback & Store Credit5/5 WeGetFinancing Messaging5/5 | ||
| Reviews | 57 | 1 |
Reviews Koin Cashback & Store Credit57 WeGetFinancing Messaging1 | ||
| Primary Goal | Customer Retention & Loyalty | Increased Conversion via Financing |
Primary Goal Koin Cashback & Store CreditCustomer Retention & Loyalty WeGetFinancing MessagingIncreased Conversion via Financing | ||
| Mechanism | Cashback & Store Credit | Instant Financing Options |
Mechanism Koin Cashback & Store CreditCashback & Store Credit WeGetFinancing MessagingInstant Financing Options | ||
| Target Merchant | Merchants seeking repeat purchases, D2C & B2B (Shopify Plus) | Merchants selling higher-priced items, aiming to increase ticket size |
Target Merchant Koin Cashback & Store CreditMerchants seeking repeat purchases, D2C & B2B (Shopify Plus) WeGetFinancing MessagingMerchants selling higher-priced items, aiming to increase ticket size | ||
| Integration | Shopify-native Store Credit, Shopify Flow integration | Requires WeGetFinancing account signup |
Integration Koin Cashback & Store CreditShopify-native Store Credit, Shopify Flow integration WeGetFinancing MessagingRequires WeGetFinancing account signup | ||
| Ease of Use | Intuitive dashboard, automated email & widget promotion | Simplified checkout process after financing approval |
Ease of Use Koin Cashback & Store CreditIntuitive dashboard, automated email & widget promotion WeGetFinancing MessagingSimplified checkout process after financing approval | ||
| Value Proposition | Improved customer lifetime value through rewards | Increased sales conversion and average order value |
Value Proposition Koin Cashback & Store CreditImproved customer lifetime value through rewards WeGetFinancing MessagingIncreased sales conversion and average order value | ||
Our Verdict
The choice between Koin Cashback & Store Credit and WeGetFinancing Messaging depends entirely on the merchant's objectives. If the priority is to foster customer loyalty, encourage repeat purchases, and reward customer actions, Koin is the superior choice. Its comprehensive store credit system, automation capabilities, and integration with Shopify Flow make it a powerful tool for building long-term customer relationships. On the other hand, if the primary goal is to increase sales by making purchases more accessible through financing, especially for higher-priced items, WeGetFinancing Messaging is the better option. It simplifies the purchasing process and empowers customers with instant access to credit options.
Common Questions
Which app is easier to set up and manage?
Koin, with its intuitive dashboard and pre-built Shopify Flow templates, likely offers a smoother initial setup and ongoing management experience. WeGetFinancing requires a separate account signup and integration with their platform.
Which app is more suitable for a small business?
Both apps can benefit small businesses. However, Koin might be easier to implement with limited resources due to its Shopify-native integration and focus on simple rewards programs. WeGetFinancing might require more effort in managing the financing options and customer interactions.
Which app is better for Shopify Plus merchants?
Koin explicitly supports B2B company locations on Shopify Plus, making it a potentially stronger choice for those merchants needing to manage store credit across multiple locations or accounts. WeGetFinancing doesn't specify Shopify Plus features.
Which app targets new customer acquisition more effectively?
WeGetFinancing Messaging has a higher potential to acquire new customers that previously thought that your products are financially out of reach. By providing financing options, the product can now seem accessible to new consumers.
Do both apps directly affect SEO?
Neither app directly claims SEO benefits in their descriptions. Koin may indirectly improve SEO through increased customer engagement and repeat purchases, which can positively impact search rankings. WeGetFinancing may indirectly improve SEO through increased sales conversions.
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