Scala Parcelamento Installment vs WeGetFinancing Messagingfor Shopify (2026)

Scala Parcelamento Installment and WeGetFinancing Messaging both operate in the 'Payments' category on the Shopify app store, but they serve fundamentally different purposes within that category. Scala Parcelamento Installment focuses on transparently displaying existing 'Buy Now, Pay Later' (BNPL) options and installment plans to customers directly on product pages. It leverages integrations with services like Klarna and Mercado Pago to show payment breakdowns without processing transactions itself. This app is about increasing transparency and conversion by making payment options clear upfront. WeGetFinancing Messaging, on the other hand, aims to connect customers with financing options they might not have considered or known were available. It offers a 'Purchase Power Estimator' to allow customers to see potential monthly payments based on their credit range, drawing from a network of lenders. Its strength lies in facilitating access to credit and broadening the customer base beyond those with immediate cash or existing BNPL accounts. It requires users to sign up on the WeGetFinancing website, which adds a layer of complexity not present in Scala Parcelamento Installment. Ultimately, the choice depends on the merchant's goals. If a merchant already offers and wants to promote existing installment plans (e.g., through Klarna), Scala Parcelamento Installment is the simpler, more direct solution. If a merchant seeks to expand their customer base by offering financing options and doesn't already have BNPL partnerships in place, WeGetFinancing Messaging offers a more comprehensive lending network.

Scala Parcelamento Installment and WeGetFinancing Messaging both operate in the 'Payments' category on the Shopify app store, but they serve fundamentally different purposes within that category. Scala Parcelamento Installment focuses on transparently displaying existing 'Buy Now, Pay Later' (BNPL) options and installment plans to customers directly on product pages. It leverages integrations with services like Klarna and Mercado Pago to show payment breakdowns without processing transactions itself. This app is about increasing transparency and conversion by making payment options clear upfront. WeGetFinancing Messaging, on the other hand, aims to connect customers with financing options they might not have considered or known were available. It offers a 'Purchase Power Estimator' to allow customers to see potential monthly payments based on their credit range, drawing from a network of lenders. Its strength lies in facilitating access to credit and broadening the customer base beyond those with immediate cash or existing BNPL accounts. It requires users to sign up on the WeGetFinancing website, which adds a layer of complexity not present in Scala Parcelamento Installment. Ultimately, the choice depends on the merchant's goals. If a merchant already offers and wants to promote existing installment plans (e.g., through Klarna), Scala Parcelamento Installment is the simpler, more direct solution. If a merchant seeks to expand their customer base by offering financing options and doesn't already have BNPL partnerships in place, WeGetFinancing Messaging offers a more comprehensive lending network.