Synchrony On‑Site Messaging vs WeGetFinancing Messagingfor Shopify (2026)
Both Synchrony On-Site Messaging and WeGetFinancing Messaging aim to boost sales by integrating financing options into a Shopify store, but they differ significantly in their approach and target audience. Synchrony focuses on providing its own financing solutions, including private label credit cards, Pay in 4, and Pay Monthly loans, aiming for merchants who want to offer established financing products under the Synchrony umbrella. WeGetFinancing, conversely, acts as an aggregator, connecting customers with multiple lenders across the credit spectrum, positioning itself for merchants seeking a broader range of financing options for their customers. The ease of integration and the diversity of financing options are key differentiators. Synchrony emphasizes a guided onboarding process and readily available marketing assets. WeGetFinancing highlights its Purchase Power Estimator tool and the breadth of cart sizes and verticals it supports.
At a Glance
Synchrony On‑Site Messaging
1 reviews
WeGetFinancing Messaging
1 reviews
Detailed Overview
Synchrony On‑Site Messaging
Seamlessly integrate financing options to help increase sales and maximize purchasing power.
Key Features
- Our options include private label credit cards, pay monthly and pay-in-4 loans
- Easy integration with onboarding that guides to start selling quickly
- Customers can see if they prequalify without impacting their credit score
- Troubleshooting guides and approved marketing assets to help attract customers
- Help drive conversion by allowing customers to pay over time
WeGetFinancing Messaging
Convert more sales with INSTANT credit from multiple lenders
Key Features
- Communicate the right financing message at the product.
- WeGetFinancing supports the broadest range of cart sizes and verticals.
- Give your customers a full-suite, full-credit spectrum of lenders.
- Simplify the checkout process.
Feature Comparison
| Rating | 4/5 | 5/5 |
Rating Synchrony On‑Site Messaging4/5 WeGetFinancing Messaging5/5 | ||
| Reviews | 1 | 1 |
Reviews Synchrony On‑Site Messaging1 WeGetFinancing Messaging1 | ||
| Financing Solutions | Synchrony's own (private label credit cards, Pay Monthly, Pay in 4) | Multiple lenders (full credit spectrum) |
Financing Solutions Synchrony On‑Site MessagingSynchrony's own (private label credit cards, Pay Monthly, Pay in 4) WeGetFinancing MessagingMultiple lenders (full credit spectrum) | ||
| Target Merchant | Merchants wanting established Synchrony financing solutions | Merchants wanting access to a wide range of lenders |
Target Merchant Synchrony On‑Site MessagingMerchants wanting established Synchrony financing solutions WeGetFinancing MessagingMerchants wanting access to a wide range of lenders | ||
| Key Feature | Prequalification without credit score impact | Purchase Power Estimator |
Key Feature Synchrony On‑Site MessagingPrequalification without credit score impact WeGetFinancing MessagingPurchase Power Estimator | ||
| Integration Focus | Guided onboarding | Simplified checkout process |
Integration Focus Synchrony On‑Site MessagingGuided onboarding WeGetFinancing MessagingSimplified checkout process | ||
| Value Proposition | Drive conversion by allowing customers to pay over time with Synchrony financing. | Convert more sales with instant credit from multiple lenders. |
Value Proposition Synchrony On‑Site MessagingDrive conversion by allowing customers to pay over time with Synchrony financing. WeGetFinancing MessagingConvert more sales with instant credit from multiple lenders. | ||
| Range of Cart Sizes | Not Specified | Broadest Range of Cart Sizes |
Range of Cart Sizes Synchrony On‑Site MessagingNot Specified WeGetFinancing MessagingBroadest Range of Cart Sizes | ||
Our Verdict
If a merchant desires to offer established, branded financing solutions (like private label credit cards or specific loan products) and prefers a guided onboarding experience, Synchrony On-Site Messaging is a good choice, assuming they meet Synchrony's approval criteria. However, for merchants prioritizing a diverse range of financing options from multiple lenders and seeking to cater to a broader customer base with varying credit profiles, WeGetFinancing Messaging appears to be the stronger option. The Purchase Power Estimator also provides a useful tool for customers.
Common Questions
Which app offers more financing options?
WeGetFinancing supports a broader range of lenders and credit spectrums compared to Synchrony, which focuses on its own financing products.
Which app is easier to set up?
Synchrony highlights an 'easy integration with onboarding,' suggesting a guided setup. WeGetFinancing focuses on simplifying the checkout process, but doesn't explicitly mention ease of initial setup.
Which app impacts customer credit scores during prequalification?
Synchrony explicitly states that customers can see if they prequalify without impacting their credit score. WeGetFinancing does not mention this.
Which app is better for larger ticket items?
WeGetFinancing claims to support the 'broadest range of cart sizes,' suggesting it might be more suitable for larger ticket items, although Synchrony's Pay Monthly option may also work well for such products once the merchant is approved for Synchrony financing.
Which app provides marketing assets?
Synchrony offers 'approved marketing assets to help attract customers'. WeGetFinancing doesn't mention providing marketing assets.
Get More From Your Shopify Store
Run audits for SEO, CRO, PageSpeed, and AI visibility. Get a clear report and actionable fixes.
Try Fix My Store