Cashfree BNPL Plus vs Partial Pay & Deposit: Downpayfor Shopify (2026)
Cashfree BNPL Plus and Partial Pay & Deposit: Downpay address payment flexibility on Shopify, but cater to distinct merchant needs. Cashfree BNPL Plus focuses on simplifying the integration of Buy Now Pay Later (BNPL) options, aiming to reduce cart abandonment and increase average order value by surfacing EMI and pay later offers directly on the product page. It emphasizes ease of use and integration with Cashfree Payments. Partial Pay & Deposit: Downpay, on the other hand, is designed for merchants selling custom, made-to-order, or high-value products with longer lead times. It provides a white-label layaway solution, allowing customers to pay deposits and installments, improving pre-order sales and customer trust. It offers advanced features such as automated balance collection, API integrations, and a customer portal, catering to businesses with more complex payment requirements.
At a Glance
Cashfree BNPL Plus
1 reviews
Partial Pay & Deposit: Downpay
75 reviews
Detailed Overview
Cashfree BNPL Plus
Become the preferred online shopping site - provide extreme convenience to your customers
Key Features
- Intelligently displays the best offers or EMIs on product page
- Supported after Cashfree Payments app is installed and activated
- No coding effort, just add Cashfree’s BNPL Plus from Shopify app store
Partial Pay & Deposit: Downpay
Offer deposit and split payment to improve pre-order sales and trust for customers.
Key Features
- Partial Payment: Let customers pay a deposit or pay later on pre-order products
- Balance Collection: Auto-charge cards, collect manually, or send invoices
- Buy Button & Blocks: Add deposit options to product or landing pages
- Tech Integration: Connect with Shopify Flow, APIs, and Hydrogen storefronts
- Customer Portal: Let customers view split payment orders & update card on file
Feature Comparison
| Rating | 5/5 | 4.9/5 |
Rating Cashfree BNPL Plus5/5 Partial Pay & Deposit: Downpay4.9/5 | ||
| Reviews | 1 | 75 |
Reviews Cashfree BNPL Plus1 Partial Pay & Deposit: Downpay75 | ||
| Core Functionality | BNPL & EMI Offers | Deposit & Split Payments (Layaway) |
Core Functionality Cashfree BNPL PlusBNPL & EMI Offers Partial Pay & Deposit: DownpayDeposit & Split Payments (Layaway) | ||
| Target Merchant | General e-commerce, aims to increase AOV and reduce cart abandonment | Custom, made-to-order, high-value goods with lead times |
Target Merchant Cashfree BNPL PlusGeneral e-commerce, aims to increase AOV and reduce cart abandonment Partial Pay & Deposit: DownpayCustom, made-to-order, high-value goods with lead times | ||
| Ease of Use | No-code, requires Cashfree Payments | More complex setup, API & Shopify Flow integrations |
Ease of Use Cashfree BNPL PlusNo-code, requires Cashfree Payments Partial Pay & Deposit: DownpayMore complex setup, API & Shopify Flow integrations | ||
| Payment Flexibility | Displays BNPL options upfront | Offers layaway and installment plans |
Payment Flexibility Cashfree BNPL PlusDisplays BNPL options upfront Partial Pay & Deposit: DownpayOffers layaway and installment plans | ||
| Integration | Tight integration with Cashfree Payments | Shopify Flow, API, Hydrogen storefront |
Integration Cashfree BNPL PlusTight integration with Cashfree Payments Partial Pay & Deposit: DownpayShopify Flow, API, Hydrogen storefront | ||
| White Label | No | Yes |
White Label Cashfree BNPL PlusNo Partial Pay & Deposit: DownpayYes | ||
Our Verdict
For merchants primarily focused on boosting conversion rates and average order values by offering standard BNPL options with minimal setup, Cashfree BNPL Plus is a suitable choice, especially if they are already using or planning to use Cashfree Payments. Its strength lies in its simplicity and focus on immediate sales impact.
However, for businesses dealing with high-value, customized products or pre-orders where customers require flexible payment schedules and a greater sense of security, Partial Pay & Deposit: Downpay is the superior option. Its robust feature set, including white-label options, API integrations, and customer portal, provides a professional and trustworthy payment experience, better suited to building long-term customer relationships and facilitating complex sales processes.
Common Questions
What are the core differences between Cashfree BNPL Plus and Partial Pay & Deposit: Downpay?
Cashfree BNPL Plus primarily focuses on displaying BNPL and EMI options to improve conversion rates, whereas Partial Pay & Deposit: Downpay provides a full-fledged layaway solution for split payments.
Which app is easier to set up and use?
Cashfree BNPL Plus is significantly easier to set up, requiring no coding and primarily functioning as an add-on to Cashfree Payments. Partial Pay & Deposit: Downpay offers more customization and integration options, but requires a more involved setup process.
Which app is better for pre-orders?
Partial Pay & Deposit: Downpay is specifically designed for pre-orders, offering features like deposit collection, automated balance charges, and invoice generation. Cashfree BNPL Plus doesn't directly address pre-order scenarios.
Does Cashfree BNPL Plus require a specific payment gateway?
Yes, Cashfree BNPL Plus requires the Cashfree Payments app to be installed and activated, making it tightly integrated with their payment processing services.
Can customers manage their payment plans with both apps?
While Cashfree BNPL Plus aims for upfront visibility of payment options, Partial Pay & Deposit: Downpay provides a dedicated customer portal where customers can view split payment orders and update their card information, offering more control and transparency.
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