Cashfree BNPL Plus vs Partialy ‑ Partial Payment CODfor Shopify (2026)
Cashfree BNPL Plus and Partialy ‑ Partial Payment COD both aim to improve conversion and average order value, but they approach it from different angles. Cashfree BNPL Plus focuses on integrating Buy Now Pay Later (BNPL) options, EMIs, discounts, and cashbacks directly onto the product page, aiming to replicate the convenience of large e-commerce marketplaces. It boasts a no-code implementation for merchants already using Cashfree Payments. Partialy, on the other hand, concentrates on partial payments, deferred payments, and advanced Cash on Delivery (COD) options to reduce Return to Origin (RTO) and offer more flexible payment terms to customers. It's designed for merchants seeking control over COD rules and partial payment configurations. The core difference lies in their focus. Cashfree simplifies BNPL integration for users of their payments app, emphasizing enhanced product page presentation. Partialy offers a broader suite of payment flexibility tools, including COD management, partial payments, and pre-order support. While both aim to increase sales, Cashfree emphasizes ease of implementation for BNPL, while Partialy prioritizes flexible payment configurations and RTO reduction.
At a Glance
Cashfree BNPL Plus
1 reviews
Partialy ‑ Partial Payment COD
11 reviews
Detailed Overview
Cashfree BNPL Plus
Become the preferred online shopping site - provide extreme convenience to your customers
Key Features
- Intelligently displays the best offers or EMIs on product page
- Supported after Cashfree Payments app is installed and activated
- No coding effort, just add Cashfree’s BNPL Plus from Shopify app store
Partialy ‑ Partial Payment COD
Collect partial payments at checkout; enable deposits, COD fee or form & advance COD options.
Key Features
- Accept partial payment or deposits (20–50 percent or fix upfront) at checkout
- Collect remaining balance via COD (cash on delivery) or online payment
- Advanced COD rules: by order amount, location, customer, product, discounts
- Set extra discount for prepaid orders & style button according to your theme
- Configurable shipping rates for COD, COD Fee, Prepaid & Partial payment orders
Feature Comparison
| Rating | 5/5 | 5/5 |
Rating Cashfree BNPL Plus5/5 Partialy ‑ Partial Payment COD5/5 | ||
| Reviews | 1 | 11 |
Reviews Cashfree BNPL Plus1 Partialy ‑ Partial Payment COD11 | ||
| Target Payment Method | Buy Now Pay Later (BNPL), EMIs | Partial Payments, COD, BNPL |
Target Payment Method Cashfree BNPL PlusBuy Now Pay Later (BNPL), EMIs Partialy ‑ Partial Payment CODPartial Payments, COD, BNPL | ||
| Main Benefit | Enhanced product page display of BNPL offers, increased AOV | Reduced RTO, flexible payment plans, advanced COD rules |
Main Benefit Cashfree BNPL PlusEnhanced product page display of BNPL offers, increased AOV Partialy ‑ Partial Payment CODReduced RTO, flexible payment plans, advanced COD rules | ||
| Coding Required | No coding | Potentially some styling, but primarily configuration-based |
Coding Required Cashfree BNPL PlusNo coding Partialy ‑ Partial Payment CODPotentially some styling, but primarily configuration-based | ||
| Ideal Merchant | Merchants using Cashfree Payments looking for easy BNPL integration | Merchants struggling with RTO, seeking flexible payment plans, and needing advanced COD rules |
Ideal Merchant Cashfree BNPL PlusMerchants using Cashfree Payments looking for easy BNPL integration Partialy ‑ Partial Payment CODMerchants struggling with RTO, seeking flexible payment plans, and needing advanced COD rules | ||
| Ease of Use | Very easy, no-code installation | Configuration required for payment rules, potentially steeper learning curve |
Ease of Use Cashfree BNPL PlusVery easy, no-code installation Partialy ‑ Partial Payment CODConfiguration required for payment rules, potentially steeper learning curve | ||
| Value Proposition | Improved product page conversion through prominent display of BNPL options. | Reducing losses from returned shipments and maximizing payment flexibility. |
Value Proposition Cashfree BNPL PlusImproved product page conversion through prominent display of BNPL options. Partialy ‑ Partial Payment CODReducing losses from returned shipments and maximizing payment flexibility. | ||
Our Verdict
Cashfree BNPL Plus is the better choice for merchants already using Cashfree Payments who want a quick and easy way to integrate BNPL options into their product pages to boost conversion rates. Its no-code installation and focus on product page presentation make it ideal for merchants who prioritize ease of use.
Partialy ‑ Partial Payment COD is more suitable for merchants who are struggling with RTO rates or want to offer more flexible payment options, including partial payments and advanced COD rules. Its advanced configuration options allow for granular control over payment terms, making it a better fit for merchants who require greater flexibility and control over their payment processes, particularly in regions where COD is popular. While it may require more configuration, it offers a broader range of payment solutions.
Common Questions
Which app is easier to set up?
Cashfree BNPL Plus is easier to set up, requiring no coding if you already use Cashfree Payments. Partialy requires more configuration to set up rules.
Which app is better for reducing RTO?
Partialy is better for reducing RTO due to its focus on partial payments and advanced COD rules.
Which app focuses more on Buy Now Pay Later (BNPL)?
Both apps offer BNPL features, but Cashfree BNPL Plus has a stronger emphasis on displaying BNPL options directly on the product page.
Which app is better if I rely heavily on Cash on Delivery?
Partialy is the better choice if you heavily rely on Cash on Delivery, as it provides advanced COD rule configuration.
Do I need to use Cashfree Payments to use Cashfree BNPL Plus?
Yes, Cashfree BNPL Plus requires the Cashfree Payments app to be installed and activated.
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