Credit Key B2B BNPL Messaging vs Deposit & Partial Payment Depofor Shopify (2026)
Credit Key B2B BNPL Messaging and Deposit & Partial Payment Depo are both Shopify apps in the 'Payments' category, but they cater to distinctly different needs. Credit Key focuses on B2B Buy Now, Pay Later (BNPL) solutions, specifically targeting US merchants aiming to reduce cart abandonment and increase order values by offering flexible payment terms like Net 30. It emphasizes seamless integration and quick implementation for merchants selling online and offline. Deposit & Partial Payment Depo, on the other hand, is designed for merchants who need to manage partial payments, pre-orders, and deposits, including draft orders and COD scenarios. Its key strength lies in its ability to automate payment collection, manage invoices, and reduce risks associated with Cash on Delivery (RTO). While Credit Key seems tailored for instant credit decisions and streamlined checkout experiences for B2B clients, Depo provides more granular control over payment schedules and handles various payment types beyond just full upfront payments.
At a Glance
Credit Key B2B BNPL Messaging
1 reviews
Deposit & Partial Payment Depo
83 reviews
Detailed Overview
Credit Key B2B BNPL Messaging
Let your customers know they can BNPL – before they reach checkout.
Key Features
- Instant credit decisions for flexible terms that reduce cart abandonment
- Drive conversions with a seamless checkout experience
- Get up and running ASAP with an easy integration and implementation
- The flexibility to manage business purchases over time and handle costs later
Deposit & Partial Payment Depo
Manage partial payment split payment, preorder and deposit on online and draft orders. COD Supported
Key Features
- Take deposits and send the pending payment invoice any number of times
- Take pre orders and charge pending payment when your item is ready for dispatch
- Take deposits or split payments on the draft orders created via Shopify admin
- Auto-charges the remaining amount of deposit from Shopify or Depo
- Use Depo for COD Orders and Reduce your RTO
Feature Comparison
| Rating | 5/5 | 4.3/5 |
Rating Credit Key B2B BNPL Messaging5/5 Deposit & Partial Payment Depo4.3/5 | ||
| Reviews | 1 | 83 |
Reviews Credit Key B2B BNPL Messaging1 Deposit & Partial Payment Depo83 | ||
| Target Customer | US B2B Merchants | Merchants needing deposits/pre-orders |
Target Customer Credit Key B2B BNPL MessagingUS B2B Merchants Deposit & Partial Payment DepoMerchants needing deposits/pre-orders | ||
| Payment Type | B2B BNPL (Net 30) | Partial Payments, Pre-orders, COD, Subscriptions, Deposits |
Payment Type Credit Key B2B BNPL MessagingB2B BNPL (Net 30) Deposit & Partial Payment DepoPartial Payments, Pre-orders, COD, Subscriptions, Deposits | ||
| Key Benefit | Reduce cart abandonment with flexible payment terms | Manage deposits, pre-orders, and automate invoice management |
Key Benefit Credit Key B2B BNPL MessagingReduce cart abandonment with flexible payment terms Deposit & Partial Payment DepoManage deposits, pre-orders, and automate invoice management | ||
| Integration Ease | Easy integration and implementation | Not specified, assumed similar as both are in the shopify app store |
Integration Ease Credit Key B2B BNPL MessagingEasy integration and implementation Deposit & Partial Payment DepoNot specified, assumed similar as both are in the shopify app store | ||
| Risk Mitigation | Not specifically mentioned | Reduces RTO with COD management |
Risk Mitigation Credit Key B2B BNPL MessagingNot specifically mentioned Deposit & Partial Payment DepoReduces RTO with COD management | ||
| Focus | B2B Transactions | B2C & B2B (Supports Draft Orders) |
Focus Credit Key B2B BNPL MessagingB2B Transactions Deposit & Partial Payment DepoB2C & B2B (Supports Draft Orders) | ||
Our Verdict
For merchants primarily engaged in B2B transactions and seeking to offer BNPL options to their US-based customers to increase conversions and order values, Credit Key B2B BNPL Messaging appears to be a strong fit. However, the extremely limited number of reviews (only 1) is a significant concern and warrants further investigation before committing. If reviews remain scarce, choosing a different, more mature B2B BNPL option would likely be better. For merchants who need to manage deposits, pre-orders, split payments, or handle COD orders, Deposit & Partial Payment Depo is the more suitable choice. Its higher review count suggests a more established user base and a track record of solving the specific payment challenges it addresses.
Common Questions
Which app is easier to set up and use?
Both apps claim ease of integration. Credit Key highlights 'easy integration and implementation', while Depo doesn't explicitly mention it, suggesting both are probably straightforward, but Depo has more overall Shopify app store user support and reviews to suggest it might be smoother.
Which app is better for increasing Average Order Value (AOV)?
Both apps claim to increase AOV. Credit Key does this by enabling flexible payment terms that encourage customers to buy more. Deposit & Partial Payment Depo facilitates higher AOV by enabling pre-orders and offering payment plans for higher-priced items.
Which app is better for mitigating risk associated with payments?
Deposit & Partial Payment Depo specifically addresses the risk of Return to Origin (RTO) for COD orders. Credit Key doesn't explicitly mention risk mitigation in its description. Therefore, Depo offers more direct risk reduction in its feature set.
Is Credit Key suitable for merchants outside the US?
Credit Key's description specifies that it partners with US merchants, suggesting it might not be available or optimized for merchants in other countries.
Which app supports Draft Orders?
Deposit & Partial Payment Depo explicitly states that it supports deposits or split payments on draft orders created via the Shopify admin. Credit Key does not mention draft order support.
Get More From Your Shopify Store
Run audits for SEO, CRO, PageSpeed, and AI visibility. Get a clear report and actionable fixes.
Try Fix My Store