IO Pay vs Partialy ‑ Partial Payment CODfor Shopify (2026)
IO Pay and Partialy ‑ Partial Payment COD are both Shopify apps categorized under Payments, but they cater to significantly different needs. IO Pay, based on its Portuguese description, aims to provide a fast, simple, secure, and modern payment processing solution, highlighting credit card and PIX payments with instant processing. However, it currently lacks any user reviews or ratings, making it difficult to assess its reliability and performance in real-world scenarios. Its target audience appears to be merchants seeking standard credit card and potentially PIX-based payment processing, likely within the Brazilian market, given the Portuguese language used in its description. Partialy, on the other hand, focuses on offering flexible payment options like partial payments (deposits) and advanced Cash on Delivery (COD) rules. It boasts a perfect 5/5 rating with 11 reviews, indicating positive user experiences. This app aims to reduce Return To Origin (RTO) and improve sales by allowing customers to pay a portion upfront and the rest upon delivery. It offers advanced features such as COD rules based on order amount, location, customer, product, or discounts, making it suitable for merchants looking to enhance their COD strategy and offer flexible payment plans, particularly in markets where COD is prevalent.
At a Glance
IO Pay
0 reviews
Partialy ‑ Partial Payment COD
11 reviews
Detailed Overview
IO Pay
IO Pay é um fit perfeito você e seus clientes, se estiver buscando segurança e praticidade.
Key Features
- Pagamento com Cartões de Crédito
- Pagamento via PIX
- Segurança
- Processamento Instantâneo
Partialy ‑ Partial Payment COD
Collect partial payments at checkout; enable deposits, COD fee or form & advance COD options.
Key Features
- Accept partial payment or deposits (20–50 percent or fix upfront) at checkout
- Collect remaining balance via COD (cash on delivery) or online payment
- Advanced COD rules: by order amount, location, customer, product, discounts
- Set extra discount for prepaid orders & style button according to your theme
- Configurable shipping rates for COD, COD Fee, Prepaid & Partial payment orders
Feature Comparison
| Rating | 0/5 | 5/5 |
Rating IO Pay0/5 Partialy ‑ Partial Payment COD5/5 | ||
| Reviews | 0 | 11 |
Reviews IO Pay0 Partialy ‑ Partial Payment COD11 | ||
| Payment Method Focus | Credit Card, PIX | Partial Payment, COD |
Payment Method Focus IO PayCredit Card, PIX Partialy ‑ Partial Payment CODPartial Payment, COD | ||
| Target Merchant | Merchants needing basic credit card and PIX processing. | Merchants wanting to improve COD strategy and offer flexible payment plans. |
Target Merchant IO PayMerchants needing basic credit card and PIX processing. Partialy ‑ Partial Payment CODMerchants wanting to improve COD strategy and offer flexible payment plans. | ||
| Risk (Based on Reviews) | High | Low |
Risk (Based on Reviews) IO PayHigh Partialy ‑ Partial Payment CODLow | ||
| Value Proposition | Fast, simple, secure payment processing (unverified) | Reduced RTO, increased sales with flexible payments and COD options |
Value Proposition IO PayFast, simple, secure payment processing (unverified) Partialy ‑ Partial Payment CODReduced RTO, increased sales with flexible payments and COD options | ||
| Language | Portuguese | English |
Language IO PayPortuguese Partialy ‑ Partial Payment CODEnglish | ||
| Ease of Use | Unknown | Likely Higher due to reviews and feature focus |
Ease of Use IO PayUnknown Partialy ‑ Partial Payment CODLikely Higher due to reviews and feature focus | ||
Our Verdict
Partialy ‑ Partial Payment COD is the clear choice for merchants who want to offer flexible payment options, specifically partial payments and advanced COD features. Its high rating and positive reviews suggest a reliable and effective solution. Merchants looking to reduce RTO and increase sales through these payment strategies should strongly consider Partialy.
IO Pay, while promising a simple and secure payment processing solution, lacks any user feedback and operates under the assumption of successful operation. Given its lack of reviews and ratings, and the availability of established payment gateways, it's difficult to recommend IO Pay until it demonstrates a proven track record. Merchants requiring basic credit card and PIX processing may be better served by well-established and reviewed payment gateways or waiting for IO Pay to build a reputation.
Common Questions
What payment methods does each app support?
IO Pay supports credit card and PIX payments. Partialy primarily supports partial payments with the remaining balance collected via Cash on Delivery (COD) or online payment.
Which app is better for reducing RTO (Return to Origin)?
Partialy is specifically designed to reduce RTO by allowing customers to pay a portion of the order upfront, making them more invested in receiving the delivery.
Which app has more user reviews?
Partialy has 11 reviews, while IO Pay has 0 reviews.
Does IO Pay support advanced COD features?
No, IO Pay does not mention support for advanced COD features. Partialy does.
Is IO Pay available in English?
The app description is in Portuguese, suggesting it's primarily targeted toward the Brazilian market. Availability in other languages is not indicated.
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