Pay Later, Split Pay ‑ Cypher vs Redeemly Store Credit Cashbackfor Shopify (2026)
Pay Later, Split Pay ‑ Cypher and Redeemly Store Credit Cashback cater to different aspects of payment optimization on Shopify. Pay Later, Split Pay ‑ Cypher focuses on providing flexible payment options like partial payments, split payments, deposits, pay later, and NET30, along with Cash on Delivery (COD) support and pre-order functionalities. Its strength lies in enabling merchants to increase Average Order Value (AOV) and conversion rates by offering customers greater payment flexibility, especially for high-value or made-to-order products. The target audience is merchants selling high-value items, pre-orders, or offering custom products. Redeemly Store Credit Cashback, on the other hand, focuses specifically on store credit and cashback reward programs. While details on Redeemly's functionalities are limited, it targets merchants looking to enhance customer loyalty and repeat purchases by providing a reward system based on store credit or cashback. The key difference is Pay Later, Split Pay ‑ Cypher is about payment flexibility upfront for higher AOV, while Redeemly appears to be about incentivizing future purchases via rewards.
At a Glance
Pay Later, Split Pay ‑ Cypher
7 reviews
Redeemly Store Credit Cashback
45 reviews
Detailed Overview
Pay Later, Split Pay ‑ Cypher
Partial, Split, Deposits, Pay Later, NET30, Pre Order pay options with card on file. COD Supported
Key Features
- Deferred, Partial, Split, Deposits, Pay Later, COD or NET30 payment options
- Payment options on Product (Deposit on Products) or cart page (Deposit on total)
- Charge customer their balance on their card before shipping or on due date
- One click setup. Can be managed from theme customize. Support all languages
- Streamline COD Orders with our app and Minimize Your RTO!
Feature Comparison
| Rating | 5/5 | 5/5 |
Rating Pay Later, Split Pay ‑ Cypher5/5 Redeemly Store Credit Cashback5/5 | ||
| Reviews | 7 | 45 |
Reviews Pay Later, Split Pay ‑ Cypher7 Redeemly Store Credit Cashback45 | ||
| Core Functionality | Flexible Payment Options (Split Pay, Pay Later, Deposits, NET30, COD, Pre-order) | Store Credit & Cashback Rewards |
Core Functionality Pay Later, Split Pay ‑ CypherFlexible Payment Options (Split Pay, Pay Later, Deposits, NET30, COD, Pre-order) Redeemly Store Credit CashbackStore Credit & Cashback Rewards | ||
| Target Merchant | High-value products, Made-to-order items, Pre-orders | Merchants seeking customer loyalty/repeat purchases |
Target Merchant Pay Later, Split Pay ‑ CypherHigh-value products, Made-to-order items, Pre-orders Redeemly Store Credit CashbackMerchants seeking customer loyalty/repeat purchases | ||
| AOV Impact | Potential to increase AOV with flexible payments | Potential to increase repeat purchases, indirectly impacting AOV |
AOV Impact Pay Later, Split Pay ‑ CypherPotential to increase AOV with flexible payments Redeemly Store Credit CashbackPotential to increase repeat purchases, indirectly impacting AOV | ||
| Ease of Setup | One-click setup, Theme Customize integration | Unknown (information not provided) |
Ease of Setup Pay Later, Split Pay ‑ CypherOne-click setup, Theme Customize integration Redeemly Store Credit CashbackUnknown (information not provided) | ||
| Value Proposition | Increased Sales, Higher AOV, Streamlined COD Orders | Increased Customer Loyalty, Repeat Purchases |
Value Proposition Pay Later, Split Pay ‑ CypherIncreased Sales, Higher AOV, Streamlined COD Orders Redeemly Store Credit CashbackIncreased Customer Loyalty, Repeat Purchases | ||
| Language Support | All languages supported | Unknown (information not provided) |
Language Support Pay Later, Split Pay ‑ CypherAll languages supported Redeemly Store Credit CashbackUnknown (information not provided) | ||
Our Verdict
For merchants seeking to offer greater payment flexibility, particularly for high-value items or pre-orders, Pay Later, Split Pay ‑ Cypher is the clear choice. Its features like split payments, deposits, and pay later options directly address the need for flexible payment plans. The one-click setup and theme customize integration suggest a relatively easy implementation process.
However, if the primary goal is to enhance customer loyalty and incentivize repeat purchases through store credit or cashback rewards, Redeemly Store Credit Cashback is more relevant. While the description lacks detailed information, its focus on rewards makes it ideal for businesses prioritizing customer retention. A larger number of reviews (45 vs 7) suggests it has been used more widely by other merchants, potentially indicating a more mature product.
Common Questions
Which app is better for handling pre-orders?
Pay Later, Split Pay ‑ Cypher is specifically designed for pre-orders, offering deposit and deferred payment options tailored to made-to-order items. Redeemly doesn't offer features to directly manage pre-orders.
Which app helps with COD orders?
Pay Later, Split Pay ‑ Cypher offers features to streamline COD orders and minimize Return to Origin (RTO) rates. Redeemly does not offer any COD-related functionality.
If I want to increase my average order value, which app is better?
Pay Later, Split Pay ‑ Cypher explicitly aims to increase AOV by offering flexible payment options. While Redeemly might indirectly impact AOV by driving repeat purchases, Pay Later, Split Pay ‑ Cypher directly targets AOV increase.
Which app is easier to set up?
Based on the provided information, Pay Later, Split Pay ‑ Cypher seems easier to set up, boasting a one-click setup and theme customize integration. Setup information for Redeemly is not available.
Does Redeemly provide support for multiple languages?
The app information provided does not specify language support for Redeemly. Pay Later, Split Pay - Cypher claims to support all languages.
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