Best Alternatives to Pay Later, Split Pay ‑ Cypherfor Shopify (2026)
Merchants often seek alternatives to Pay Later, Split Pay ‑ Cypher for various reasons. While the app is well-rated, some users might find its feature set too specific, especially if they don't require all the 'Partial payment, Deferred Payment, Split payment, Deposits, Pay Later, NET30' options. Pricing can also be a factor, with merchants exploring options that better align with their budget or transaction volume. Additionally, the complexity of setting up and managing numerous payment options could lead some to look for simpler, more streamlined solutions.
Finding the right alternative involves understanding the core needs of the business. Do you primarily need to hide/sort payment options, offer try-before-you-buy, or manage subscriptions? The apps listed below cater to different needs, and focusing on your specific requirements will help you choose the best replacement.
Merchants often seek alternatives to Pay Later, Split Pay ‑ Cypher for various reasons. While the app is well-rated, some users might find its feature set too specific, especially if they don't require all the 'Partial payment, Deferred Payment, Split payment, Deposits, Pay Later, NET30' options. Pricing can also be a factor, with merchants exploring options that better align with their budget or transaction volume. Additionally, the complexity of setting up and managing numerous payment options could lead some to look for simpler, more streamlined solutions.
Finding the right alternative involves understanding the core needs of the business. Do you primarily need to hide/sort payment options, offer try-before-you-buy, or manage subscriptions? The apps listed below cater to different needs, and focusing on your specific requirements will help you choose the best replacement.
10
Alternatives Found
5.0 ★
Pay Later, Split Pay ‑ Cypher Rating
$0
Paid Placements
Payment options - Other
You're looking to replace
Pay Later, Split Pay ‑ Cypher
Partial, Split, Deposits, Pay Later, NET30, Pre Order pay options with card on file. COD Supported
Hide, sort & rename checkout payment methods based on rules like country, cart value, or shipping.
Why Consider
If your main goal is to control which payment methods are displayed to customers based on factors like location, cart value, or products, ETP Sort Hide Payment Methods is a strong contender. It offers comprehensive rules-based hiding, sorting, and renaming of payment options, allowing for a tailored checkout experience.
Best For
Best for merchants who need granular control over payment gateway visibility based on customer or order attributes.
Redeemly is not directly comparable to Pay Later, Split Pay - Cypher. Based on the current information, this solution focuses on Store Credit and Cashback, so it will not be relevant for a user wanting to replace features related to Pay Later, Partial payments, Deposits, etc.
Vista Checkout & Order Limits provides a multifaceted approach. Like other apps, it can hide/sort payments, but it also handles automatic discounts. It doesn't have built in subscription functionality but does have more advanced features.
Best For
Ideal for stores needing automatic discounts, cart validation rules, and the ability to customize checkout payment and shipping options.
Hide Payment lets you easily reorder, rename or hide payment gateways & shipping methods at checkout
Why Consider
Hide Payment & Shipping iWeb mirrors some functionality of ETP Sort Hide Payment Methods and offers similar capabilities for controlling payment and shipping options at checkout. It provides a user-friendly interface for renaming, reordering, and hiding payment/shipping methods based on various conditions without requiring coding.
Best For
Best for merchants who want a simple, code-free way to customize the checkout experience by managing payment and shipping options.
Générez vos bordereaux de détaxe en quelques secondes, sans saisie manuelle.
Why Consider
SolPay is specifically designed for merchants in France who need to generate tax refund forms. As such, it will not be a direct replacement for Pay Later, Split Pay ‑ Cypher.
Try Before You Buy App for Fashion, Beauty & Lifestyle Brands
Why Consider
Try with Mirra offers a 'Try Before You Buy' model, allowing customers to sample products before committing to a purchase. This is a unique approach that emphasizes customer confidence and reduces return hassles, potentially boosting sales and loyalty.
Best For
Ideal for stores that sell fashion, beauty, or lifestyle products and want to offer a 'try before you buy' experience.
The complete circular commerce platform. One platform to manage rentals, resale, and subscriptions.
Why Consider
Supercycle is a comprehensive platform for circular commerce, enabling rentals, resale, and subscriptions. If you are aiming to use a subscription model similar to the original app then this may be a good fit. Supercycle also offers features for deposits.
Best For
Ideal for stores that want to manage rentals, resale, subscriptions with deposit management, or a combination of these models.
Flexible subscriptions that drive retention with Build-a-Box & custom billing plans.
Why Consider
Rekitr Subscriptions App offers flexible subscription management with features like Build-a-Box and custom billing plans. This app offers a great solution for setting up subscription payments.
Best For
Ideal for stores that need flexible subscription options with build-a-box features.
Provide customers with a free trial shopping experience in minutes.
Why Consider
Similar to Try with Mirra, TryOnify offers a 'Try Before You Buy' experience, deferring payments until after the trial period. This can be a sustainable way to acquire new customers and increase order values.
Best For
Ideal for stores wanting to reduce cart abandonment and offer a risk-free trial period for their products.
CP24 Membership focuses on creating membership plans with exclusive discounts and automated orders. This is a helpful way to generate recurring sales, but is unlikely to address the main issues of the original app.
Best For
Ideal for stores wanting to establish a membership program with recurring sales and exclusive member benefits.
Which alternative is most similar to Pay Later, Split Pay ‑ Cypher in terms of payment flexibility?
Supercycle, offers the ability to collect deposits and pre-authorized credit cards which offers some similar flexibility.
I only need to hide certain payment options based on the customer's location. Which app is best?
ETP Sort Hide Payment Methods and Hide Payment & Shipping iWeb both allow you to hide payment methods based on location.
I want to offer a 'Try Before You Buy' option. Which apps provide this functionality?
Try with Mirra and TryOnify both offer 'Try Before You Buy' functionality.
How do I choose between ETP Sort Hide Payment Methods and Hide Payment & Shipping iWeb?
Both apps offer similar features. Consider trying the free trials of both apps to see which interface and rule-setting process you prefer.
What if I want to offer subscription or rental options instead of just splitting payments?
Supercycle and Rekitr Subscriptions App are good options for managing subscriptions, while Supercycle provides for rentals. These offer more advanced features than Pay Later, Split Pay ‑ Cypher for those types of models.
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