Pay Later, Split Pay ‑ Cypher vs Rekitr Subscriptions Appfor Shopify (2026)
Pay Later, Split Pay ‑ Cypher and Rekitr Subscriptions App, while sharing the 'Payment options - Other' category on Shopify, cater to vastly different merchant needs. Pay Later, Split Pay ‑ Cypher focuses on providing flexible payment options like partial payments, split payments, deposits, and deferred payment plans, aiming to increase Average Order Value (AOV) and customer loyalty, especially for merchants selling high-value or made-to-order products. Rekitr Subscriptions App, on the other hand, is designed for merchants who want to offer subscription-based services, providing features like Build-a-Box, flexible billing plans, and custom widgets to improve customer retention and generate recurring revenue. The key difference lies in their core functionality. Pay Later, Split Pay ‑ Cypher provides payment flexibility for single purchases, enabling customers to manage high upfront costs. Rekitr Subscriptions App streamlines recurring revenue through subscription models, giving merchants tools to personalize the subscription experience and automate billing. While both aim to boost sales, they achieve this through different strategies that suit distinct business models. Pay Later, Split Pay ‑ Cypher directly addresses the barrier of high initial cost, whereas Rekitr focuses on long-term customer engagement and recurring revenue.
At a Glance
Pay Later, Split Pay ‑ Cypher
7 reviews
Rekitr Subscriptions App
4 reviews
Detailed Overview
Pay Later, Split Pay ‑ Cypher
Partial, Split, Deposits, Pay Later, NET30, Pre Order pay options with card on file. COD Supported
Key Features
- Deferred, Partial, Split, Deposits, Pay Later, COD or NET30 payment options
- Payment options on Product (Deposit on Products) or cart page (Deposit on total)
- Charge customer their balance on their card before shipping or on due date
- One click setup. Can be managed from theme customize. Support all languages
- Streamline COD Orders with our app and Minimize Your RTO!
Rekitr Subscriptions App
Flexible subscriptions that drive retention with Build-a-Box & custom billing plans.
Key Features
- Easy integration – Set up subscriptions with any Shopify theme quickly.
- Build-a-Box – Let shoppers curate personalized subscription boxes easily.
- Flexible plans – Offer prepaid or pay-as-you-go options to customers.
- Custom widgets – Match your brand with flexible, styled widget designs.
- Billing & alerts – Automate recurring payments and custom notifications.
Feature Comparison
| Rating | 5/5 | 5/5 |
Rating Pay Later, Split Pay ‑ Cypher5/5 Rekitr Subscriptions App5/5 | ||
| Reviews | 7 | 4 |
Reviews Pay Later, Split Pay ‑ Cypher7 Rekitr Subscriptions App4 | ||
| Core Functionality | Flexible payment options (split payments, deposits) | Subscription management (Build-a-Box, recurring billing) |
Core Functionality Pay Later, Split Pay ‑ CypherFlexible payment options (split payments, deposits) Rekitr Subscriptions AppSubscription management (Build-a-Box, recurring billing) | ||
| Target Merchant | High-value, made-to-order products, pre-orders | Subscription-based businesses, curated boxes |
Target Merchant Pay Later, Split Pay ‑ CypherHigh-value, made-to-order products, pre-orders Rekitr Subscriptions AppSubscription-based businesses, curated boxes | ||
| Key Benefit | Increased AOV, customer loyalty | Improved retention, recurring revenue |
Key Benefit Pay Later, Split Pay ‑ CypherIncreased AOV, customer loyalty Rekitr Subscriptions AppImproved retention, recurring revenue | ||
| Pricing Complexity (implied) | Potentially simpler, managing individual payment plans | More complex, handling recurring billing, subscription tiers |
Pricing Complexity (implied) Pay Later, Split Pay ‑ CypherPotentially simpler, managing individual payment plans Rekitr Subscriptions AppMore complex, handling recurring billing, subscription tiers | ||
| International Support | Supports all languages | Supports native languages including Spanish, French, German, Dutch, and many more |
International Support Pay Later, Split Pay ‑ CypherSupports all languages Rekitr Subscriptions AppSupports native languages including Spanish, French, German, Dutch, and many more | ||
| COD Support | Yes | No (Implied) |
COD Support Pay Later, Split Pay ‑ CypherYes Rekitr Subscriptions AppNo (Implied) | ||
Our Verdict
If a merchant sells high-value items, pre-orders, or customizable products where customers might hesitate due to the upfront cost, Pay Later, Split Pay ‑ Cypher is the better choice. Its features directly address payment barriers and allow customers to manage their spending. However, for merchants looking to build a recurring revenue stream through subscriptions, especially those offering curated boxes or personalized subscription experiences, Rekitr Subscriptions App is the superior option. Its tools are specifically designed for subscription management and customer retention.
Common Questions
Which app is easier to set up?
Pay Later, Split Pay ‑ Cypher boasts 'One click setup' and management through theme customization, potentially making it simpler for basic implementations. Rekitr mentions 'Easy integration,' but subscription apps often require more initial configuration for billing cycles and subscription tiers.
Which app is better for increasing average order value (AOV)?
Pay Later, Split Pay ‑ Cypher is explicitly designed to increase AOV by offering flexible payment options that encourage customers to purchase more expensive items or larger quantities they might otherwise avoid due to upfront costs. Rekitr influences AOV indirectly by increasing customer lifetime value through subscriptions.
Does either app integrate with physical stores for in-person payments?
Neither description explicitly mentions in-person payment integration. Both apps are primarily geared toward online Shopify stores. Pay Later, Split Pay ‑ Cypher's COD support could potentially be adapted, but that functionality is not explicitly described.
What are the limitations of relying on a small number of reviews (7 and 4 respectively)?
A small number of reviews means the ratings might not be fully representative of the app's performance for all users. It's essential to consider that experiences can vary, and more extensive testing or feedback from other merchants might be beneficial before committing to either app.
Which app offers a free plan or trial?
The descriptions do not provide pricing information, including whether free plans or trials are available for either app. Further research on the Shopify App Store is needed to determine the pricing structures.
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