UnumPay vs WeGetFinancing Messagingfor Shopify (2026)
UnumPay and WeGetFinancing Messaging are both Shopify apps in the 'Payments' category, but they serve fundamentally different purposes. UnumPay focuses on payment gateway aggregation and management, providing merchants with the ability to connect to over 40 gateways through a single integration. Its strength lies in simplifying payment operations, real-time monitoring of payment performance, and offering advanced features like advance payments. It seems ideal for merchants dealing with a high volume of transactions, diverse customer bases requiring varied payment options, and those seeking granular control over their payment infrastructure. WeGetFinancing Messaging, on the other hand, concentrates on providing customers with access to financing options directly on the product page. It aims to increase conversion rates and average order value by allowing customers to understand their financing options upfront. It seems best suited for merchants selling higher-priced items or those in verticals where financing is a common purchasing consideration.
At a Glance
UnumPay
35 reviews
WeGetFinancing Messaging
1 reviews
Detailed Overview
UnumPay
UnumPay lets you integrate 40+ gateways to accept payments and manage them from your store.
Key Features
- Connect 40+ global payment gateways through a single integration
- View real-time revenue, transactions, and success rate
- View paid orders and gateway reports
- Collect advance payments within your Shopify admin
- Go live with quick, no-code setup
WeGetFinancing Messaging
Convert more sales with INSTANT credit from multiple lenders
Key Features
- Communicate the right financing message at the product.
- WeGetFinancing supports the broadest range of cart sizes and verticals.
- Give your customers a full-suite, full-credit spectrum of lenders.
- Simplify the checkout process.
Feature Comparison
| Rating | 4.1/5 | 5/5 |
Rating UnumPay4.1/5 WeGetFinancing Messaging5/5 | ||
| Reviews | 35 | 1 |
Reviews UnumPay35 WeGetFinancing Messaging1 | ||
| Core Functionality | Payment Gateway Aggregation & Management | Financing Options Display & Messaging |
Core Functionality UnumPayPayment Gateway Aggregation & Management WeGetFinancing MessagingFinancing Options Display & Messaging | ||
| Target Merchant | High-volume merchants needing multiple payment gateways | Merchants selling higher-priced items or in financing-dependent verticals |
Target Merchant UnumPayHigh-volume merchants needing multiple payment gateways WeGetFinancing MessagingMerchants selling higher-priced items or in financing-dependent verticals | ||
| Ease of Use | Quick, no-code setup | Requires visiting the WeGetFinancing website to sign-up |
Ease of Use UnumPayQuick, no-code setup WeGetFinancing MessagingRequires visiting the WeGetFinancing website to sign-up | ||
| Value Proposition | Simplified payment operations, control over routing, real-time monitoring | Increased conversion rates, higher ticket sizes, full credit spectrum of lenders |
Value Proposition UnumPaySimplified payment operations, control over routing, real-time monitoring WeGetFinancing MessagingIncreased conversion rates, higher ticket sizes, full credit spectrum of lenders | ||
| Key Integration | Integrates 40+ payment gateways | Integrates with multiple lenders to provide financing options |
Key Integration UnumPayIntegrates 40+ payment gateways WeGetFinancing MessagingIntegrates with multiple lenders to provide financing options | ||
| Advance Payments | Supports advance payments | No direct support for advance payments, focuses on financing existing purchases |
Advance Payments UnumPaySupports advance payments WeGetFinancing MessagingNo direct support for advance payments, focuses on financing existing purchases | ||
Our Verdict
For merchants needing to streamline their payment gateway management and gain detailed insights into payment performance, UnumPay is the better choice. Its ability to integrate multiple gateways and provide real-time monitoring offers significant advantages. However, for merchants primarily concerned with increasing sales by offering financing options to customers directly on the product page, WeGetFinancing Messaging is likely more effective. While the single review is a point of concern, its focus on providing financing solutions is laser-targeted towards boosting conversion rates, particularly for higher-priced items. Due to the large review count difference, it's difficult to accurately assess the true user experience of WeGetFinancing messaging. Further investigation is needed.
Common Questions
Does UnumPay offer financing options for customers?
No, UnumPay focuses on integrating and managing existing payment gateways. It does not directly provide financing options for customers. Its advance payments feature is more about collecting partial payments before fulfillment, not financing the purchase.
Can I use both UnumPay and WeGetFinancing Messaging together?
Yes, they address different aspects of the payment process. You could use UnumPay to manage your various payment gateways and then use WeGetFinancing Messaging to offer financing options to customers during checkout.
Which app is easier to set up?
UnumPay advertises a 'quick, no-code setup,' suggesting a straightforward installation process. WeGetFinancing Messaging requires visiting their website to sign up, which might add an extra step to the initial setup.
Which app provides more detailed reporting?
UnumPay specifically mentions 'real-time revenue, transactions, and success rate' tracking, along with 'gateway reports,' indicating a more robust reporting system than WeGetFinancing Messaging, which focuses more on conversion metrics related to financing.
How do the app ratings compare given the review counts?
The 5/5 rating for WeGetFinancing Messaging is based on only one review, making it statistically less reliable than UnumPay's 4.1/5 rating based on 35 reviews. A small number of reviews can be easily skewed by a single exceptional (or terrible) experience.
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